PersonalFX Limited Review - Send Money Transfer Online

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Margin Rate: 1.5%
Minimum Transfer: £5000
Transaction Fees: £0
FCA Regualted: FCA Regulated

PersonalFX Money Transfer

PersonalFX, as you can probably guess from the name of the company, has been put together as a service mainly for those who are making personal currency transfers as opposed to those who are transferring cash on an almost continual basis e.g. a business. Now, I won’t lie, a business user can probably use the PersonalFX service, but I find that there are other better money transfer platforms out there for that.

PersonalFX Money Transfers

PersonalFX is actually rather easy to get started with when it comes to currency transfers. You can do most of it online, but one of the things that I absolutely love about PersonalFX is the fact that you can, if you wish, talk to a dedicated dealer over the telephone. You will be assigned one the second you sign up. This means that for the more complex of the transactions, you will have somebody guiding you each and every step of the way. The goal of the dedicated dealer will be to ensure that you get the most value for your money, and they do a pretty good job at that too.

Personal FX Money Transfer

The next step is to book your rate. Again, this is something you can do over the telephone. Once you book your rate, you are locked into it. It will go neither up nor down. Your money can then be transferred to an account ready to transfer. The final step of the process is to confirm your details. The second you do, the money will be whisked on over to the foreign bank account. The speed at which it takes will, of course, be governed by the receiving bank. In many cases, it can actually be an instant process.

PersonalFX International Payment

If you read PersonalFX reviews online, you will find that many people are surprised at the level of personal service that you get when you use PersonalFX. I must say, I was surprised at this too. Many of the other money transfer companies out there seem to only have eyes for your money. They don’t care how easy the process is, all they care about is getting their hands on your money.

The processes in place tend to be rather complex. They aren’t with PersonalFX. When you use their service, you can be sure that your dedicated dealer is going to be there to ensure that not only are things going to be easy for you, but that you are getting the maximum bang for your buck. If only other systems out there were as great as this.

PersonalFX International Payments

Honestly, the only place where PersonalFX really seems to slip-up is the fact that they do not offer that many services for businesses. You can, of course, transfer wages through the system, but paying suppliers tends to be a little bit difficult. This is why I can only recommend that you use PersonalFX if you are an individual user. Everybody else will probably want to look elsewhere. You can use it for a business, obviously, but the process is going to be a touch more difficult.

Product Features

  • Banks offering International Payments: Banks offering International Payments
  • Buy Holiday Money Online: Buy Holiday Money Online
  • Cash Payments: Cash Payments
  • Make Instant Payments Under £1000: Make Instant Payments Under £1000
  • One off Large Currency Transactions: One off Large Currency Transactions
  • Remittance Providers in the UK: Remittance Providers in the UK
  • Send Regular Transfers Overseas: Send Regular Transfers Overseas
  • Commission Rate: 0%

Company Details


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Free Transfers

Free currency transfer from PersonalFX
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020 8003 0796

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Address Details

4 Coleman Street,
Greater London,
United Kingdom,

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